Stop Foreclosure
What is Foreclosure?
Foreclosure is a process by which a lender regains a property which they financed. Usually this is because the borrower or homeowner is unable to make the regular mortgage payments, often due to circumstances outside of his or her control. When the lender forecloses on the homeowner, the homeowner must move out of the house. There is a legal time frame, which varies from state to state, which determines how long the foreclosure process can take. We are well versed in the intricacies of foreclosure. We suggest you consult with us immediately to begin mapping out a strategy that fits your situation.
How does a foreclosure impact me?
In addition to losing your home, a foreclosure will negatively affect your credit for seven years from the last date of activity. Also, in many states, the lender may seek a deficiency judgment. This happens when the bank sells the house for less than you owe on it. If the sale price is less than the mortgage amount, the difference between the sales price and the mortgage amount would be filed as a deficiency judgment. You could potentially owe the lender thousands of dollars even after the lender has sold your home. The foreclosure process can be very complex and mystifying, but our business is to help you understand your rights and options.
Have you experienced a hardship?
We all know that life is unpredictable and that circumstances arise that prevent you from making your mortgage payments on time. Hundreds of thousands of hard-working people face the possibility of losing their home each day in the United States. In most cases, many of the circumstances that have led to delinquency are out of the homeowner's control. Many issues contributing to delinquency include job loss, medical illness or injury, marital difficulties, unforeseen repairs or high utility rates, tenant problems, or even a death in the family. Just one of these situations can impact a person's ability to pay. If you have experienced a temporary set back, please contact us so we can help you reinstate your mortgage.
Our Services
We are a leading foreclosure consulting firm that specializes in resolutions of mortgage delinquencies or foreclosure claims on behalf of the homeowner. We create a detailed financial package and work with you to analyze your best alternatives. Once you are qualified, we negotiate directly with your lender to create financial payment plans which allow you to retain possession of your home and bring your mortgage current. By working with your lender to create alternative solutions we can tailor a resolution to meet your specific criteria and financial circumstance. We can do all of this quickly and effectively because of our experience and knowledge in the foreclosure industry. Best of all, by hiring us, you can focus on other financial matters to get back on track instead of worrying about the intricacies of negotiating with your lender.
Stop Foreclosure in 1-2-3
We believe the road to resolve a foreclosure is a three step process.
- Complete a short application and consultative process with us and we will evaluate your case and inform you of your options.
- Once you qualify, we will begin conducting an exhaustive review of your finances and present it to the lender right away. We will negotiate with your lender and find a solution that best fits with you.
- Once we've negotiated the terms with your lender, we will send you the agreement that is directly between you and your lender, allowing you to keep your home and get you back on track.
Our Promise:
If you are accepted into our loss mitigation program and follow the program we have developed, we promise to stop foreclosure and bring your mortgage back current or your money is returned. In addition, we allow you to:
- Reduce foreclosure stress by ending daily fears of losing your home
- Learn all your options and give you a formidable ally in negotiations
- Avoid costly attorney fees
- Stop mortgage collection harassment
- Structure your budget and make payments on time
- Save your credit
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